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Refinance Your Van Or Loan



There are times when plans change and you need capital. Your van or car is possibly your best asset after your home thus due to the security some of the best deals can be had

Balloon refinance
At the end of any  finance lease or on some lease purchase there is a large final payment often referred to a balloon. Most customers PX the van before it is due but for some they cant or don’t wish too
Swiss can refinance  this balloon for you and spread to out over up to 6 years.

Van Refinance 
Imagine you own a van outright from new and its under three years old and want to release  the equity from it we can help.
We will buy your old van from you are finance it back to you
so you can stay in it. We have some conditions such as the age the vehicle and that the V5 is in your name, and obviously free from outstanding finance

Van Lease Purchase
Mercedes Vito Sport

Van Finance

Best Ways Of  Van Finance  
At Swiss we have literally most funders on the market and will introduce you to the best value. Our aim is to help you grow your fleet 
and become your natural choice to replace vehicles. 
– Van Hire purchase – VAT down and VAT deferred . HP is a great way to actually buy a van. If your VAT registered claim the whole VAT amount back within three months. 
– Van Leasing 
Small deposits from one payment in advance to 50% of the van price. Its 100% tax deductible so great fir new start companies that have start up costs. Is the favourite way for many manufacturers so often attracts the greatest discounts. Its more flexible than contract hire. 
– Lease Purchase
Not all manufactures support this method so often pre registered vans are the way to go. This is because you take ownerships automatically and they worry it will affect residual values. Ask us first as often you cant get a private plate on this method. Its very much like HP but more suited to VAT registered companies as they can claim the VAT back of course. If you are flat rate VAT this is the one for you. 
– Van Contract Hire 
Great for larger fleets that want to control costs but its seldom sold to smaller users as its quite restrictive. Many ask for it because  they have asked for it in the past. Some mistakenly think there is no credit check check but there is.