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Camper Van Finance


Camper Van Finance

Do you need camper van finance? You don’t have to be buying the camper van from Swiss to take advantage  of our great finance deals. It can be privately, a conversion company, even a main dealer just send us the details and the chances are we can offer finance cheaper than the person or company selling the bus. There are some limits. The vehicle cant be over 5 years old  and if its not from a main dealer we insist that for example an RAC inspection  is done before we pay out.

Multiple Finance Companies
– Swiss use a lot of funders as part of what we do thus it stands to reason we can also get you  great deal
Finance Lease – Possibly the cheapest method  but at the end of the agreement it does require a paperwork exercise  should you wish to keep it . With or without a balloon to lower you payments
HP & Lease Purchase– Generally 10% down on a camper van and up to 7 years to pay. Sometimes with a balloon.

Extra Safe Used Protection 
– We care that you are getting good value for money and great investment even if it isn’t actually us supply
– Free HPI on your chosen camper van after finance acceptance
– We automatically add the cost of an AA or RAC inspection to the price. This is to satisfy us both that this is a van worthy of finance.
A trained expert will physically visit the van and give us a mechanical opinion
– Seller validation. We check the seller as we don’t want you handing over you funds to just anyone.

Self Conversion Vehicles
– We see vans on a daily basis which have been converted by traders, owners and even conversion specialists. The problem here is the advance. Unless its a recognised well known brand its unlikely that the flushing price can be financed. Anyway give us a call and the model and we are happy to see what we can do. In some cases it has to be done as two loans, one for the camper and one as a “top up” loan.

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Van Finance

Best Ways Of  Van Finance  
At Swiss we have literally most funders on the market and will introduce you to the best value. Our aim is to help you grow your fleet 
and become your natural choice to replace vehicles. 
– Van Hire purchase – VAT down and VAT deferred . HP is a great way to actually buy a van. If your VAT registered claim the whole VAT amount back within three months. 
– Van Leasing 
Small deposits from one payment in advance to 50% of the van price. Its 100% tax deductible so great fir new start companies that have start up costs. Is the favourite way for many manufacturers so often attracts the greatest discounts. Its more flexible than contract hire. 
– Lease Purchase
Not all manufactures support this method so often pre registered vans are the way to go. This is because you take ownerships automatically and they worry it will affect residual values. Ask us first as often you cant get a private plate on this method. Its very much like HP but more suited to VAT registered companies as they can claim the VAT back of course. If you are flat rate VAT this is the one for you. 
– Van Contract Hire 
Great for larger fleets that want to control costs but its seldom sold to smaller users as its quite restrictive. Many ask for it because  they have asked for it in the past. Some mistakenly think there is no credit check check but there is.